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Charlotte Heimer Benefits & Resource Counseling

Charlotte Heimer Benefits & Resource Counseling


About Us

Healthy employees mean better production and a positive work environment. I can provide information about valuable benefits, free and reduced resources, and smart money saving options for your employees to keep them at optimum health and production. Consult with me at no cost to you or your business. I GUARANTEE I will make you smile AND I have options for your business and employees! Offer them the best! That's me!

All employees should have a Short Term Disability Plan that would pay them a paycheck if they become sick or hurt and cannot work to support their family. Short Term Disability is a plan that can be employer paid or employee choice costing the business nothing. No two families are the same so why not let your employees choose their own benefits that fit their unique needs. Offer benefits that people want and need. Let your employees make their own benefit package. It is an option and I would love to tell you how to make it happen.

I also have options for individuals for supplemental coverage to assist with Health Care Plans that have a high deductible. Supplemental Plans work with your current Health Insurance and pay you cash for expenses that might not be covered. Expenses like copay costs and medications. You can even use the money for gas, groceries, rent or for any reason.

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  • Small Business Benefit Options Including Employee Choice Short Term Disability
  • Options for Employer paid Benefits ranging from $20-$100 a month
  • Dental & Vision Options including Discount Programs
  • Life Insurance including a Guaranteed Issue Plan with NO denials due to Medical History
  • Individual Health Insurance Options so Employees choose a plan that meets the needs of their situation.


Aflac belongs to you not your employer! It is portable with no loss of benefits!
Short Term Disability gives you a paycheck if you can not work because you are sick or hurt.
Medical Insurance pays your medical bills... Aflac gives you cash and you pay other expenses.
Get a Cancer Plan for as little as $16 a month. Pays you cash to keep the bills paid and your family taken care of.
I love my Duck!

Rep/Contact Info

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Charlotte Heimer
Benefits and Resource Counselor